35 year old medicine wholesaler Abhishek Kumar was looking for a company to finance his new mobile phone last year. A first time borrower, his dream was fulfilled through a simple and easy loan from Home Credit! Abhishek was delighted and almost surprised with the ease of taking the loan and even went on to take a two wheeler loan with Home Credit later in the year! Thanks to Home Credit, Abhishek, like many other loan takers from Home Credit, has built a healthy credit score.

 

Home Credit India Finance Pvt. Ltd., is one of India’s fast-growing Non-Banking Financial Companies (NBFC) that enables progress through consumer finance solutions. Through 2015-16, the company saw 31% of its first time loan takers from Delhi NCR eligible for a second loan from the company. 14% of the customers were actually went on to take a second loan from the company, thereby building a healthy credit score.

 

According to Mr. Tomas Hrdlicka, Chief Marketing Officer, Home Credit India Finance Pvt. Ltd said, “It is our aim at Home Credit to become a lender of choice for first time borrowers who are looking forward to a trustworthy and regulated source of financing. We’re proud of our achievement in driving financial inclusion in the country by bringing the otherwise neglected sections into the mainstream of consumer lending. Our steady growth curve in India gives us confidence that our long-term objective to become the most trusted choice for consumer credit in this critical growth market will soon be realized.”

 


The company has a presence in over 40 cities across 13 states of India. It services its growing customer base of over 5 lakh in the country through a strong network of over 3,000 Points-of-Sale (PoS). The company is a part of Home Credit B.V., an international consumer finance provider with operations in 11 countries across Europe, Asia and North America. Home Credit’s offerings primarily consist of providing in-store financing (direct non-cash loans in retail outlets) to qualified customers looking to purchase consumer durable goods such as home appliances, laptop/tablets, electronic goods, mobile phones and motorbikes

 

The company is currently operating in Delhi NCR, Jalandhar, Chandigarh, Ludhiana, Jaipur, Lucknow, Pune, Bhopal, Indore, Kanpur, Mumbai, Ahmedabad, Bangalore, Coimbatore, Jodhpur, Hyderabad, Chennai, Kota, Jabalpur, Kochi, Agra, Nagpur, Raipur, Surat, Nashik, Mysore, Madurai, Vizag and will soon be present in many more. Home Credit India is headquartered in Gurgaon and total employee strength is nearly 8,000 and growing.

 

About Home Credit India:

Home Credit India Finance Pvt. Ltd. is a leading consumer finance provider that is committed to drive credit penetration and financial inclusion by offering financial solutions that are simple, transparent and accessible to all. One of India’s leading Non-Banking Financial Companies (NBFCs), Home Credit India has its operations in over 40 cities across 13 states in the country. The company has a strong network of over 3,000 Points-of-Sale (PoS) where it services over 500,000 customers through a driven employee base of nearly 8,000. More information on Home Credit India is available at www.homecredit.co.in

 

Home Credit India is part of Home Credit B.V., an international consumer finance provider with operations in 11 countries across Europe and Asia. The group employs nearly 70,000 employees who have so far served nearly 50 million customers through the vast distribution network comprising over 175,000 points of sale, loan offices, branches and post offices. 

Courtesy by www.newsvoir.com

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