Accordingly with the festive season just around the corner, India’s e-commerce majors are gearing up for their flagship sales trying to woo customers with various offers.  Meanwhile the digital payments are one area that Flipkart and Amazon are betting big on, to attract more customers.  Furthermore after Amazon launched 'Amazon Pay EMI', Flipkart has followed suit with a new payment option called Card less Credit’. 



As per report from the company, this will allow Flipkart customers to get an instant credit line of up to Rs 60,000 to make their festive shopping experience affordable, while being able to buy more during Flipkart's Big Billion Days. Moreover the idea, the company says, is to simplify access to credit in real time while simplifying credit assessment and application process and hence this credit can be used by customers to purchase on Flipkart. 

Image result for Signing up for the credit line to receive Instant access on Flipkart

Furthermore customers sign up for the credit line on Flipkart in a simple application process and can receive Instant access to credit line (up to Rs 60,000) based on scores derived from customer behavior on Flipkart. Moreover once eligible, on check out, customers can either opt for 'Pay Later next month' or EMIs of 3-12 months. Hence this credit line can be used to purchase any product on Flipkart and users will have to pay it back by 15th of next month. 


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