Non Resident Indians can take loans in India
Most banks define the age criteria for home loans available for NRIs. The age of the applicant should be between 21 and 60. The way banks define residential status may differ, but usually, if you are abroad for a year or more, you are eligible for an NRI home loan. This is for salaried employees. If you are doing business, the requirement changes to 3 years. The tenure usually is less than the tenure offered to Indian citizens. So, if the typical tenure for Indian citizens is 20 years.